Terms of Use

These Terms of Use ("Terms") govern your use of Meu Dólar ("the app"), operated by AllBridge Solutions LLC ("we", "us"), located in Florida, United States. By creating an account or using the app, you agree to these Terms.

1. Who can use the app

You must be at least 18 years old and able to enter a binding agreement. You are responsible for the accuracy of the information you put into the app.

2. Your account

You are responsible for keeping your login credentials secure and for activity under your account. Tell us promptly if you suspect unauthorized use. You may sign in with email and password or with Google.

3. What the app does

The app lets you record and organize your own financial information — accounts, transactions, debts, and goals — including by importing statements or photographing receipts, or — only if you choose to — by connecting a bank through Plaid. When you connect a bank, you sign in on Plaid's own secure screen; we never receive your bank password, and you can disconnect at any time. It produces estimates and summaries to help you understand your spending.

4. No professional advice

The app does not provide investment, financial-planning, tax, accounting, or legal advice. Nothing in the app should be treated as a recommendation about any security, insurance product, or investment. Any figures, projections, or suggestions are estimates for educational purposes and may not reflect your actual situation. You are solely responsible for your financial decisions.

5. Accuracy and estimates

Calculations — including payoff timelines, interest, and budgeting figures — depend on the data you enter and on assumptions built into the app. They are estimates and may differ from what your bank or lender actually charges. Reading documents you upload is automated and may occasionally be imperfect; always review imported data.

6. Acceptable use

• Use the app only for your own lawful personal money management (or, if you are an authorized agent, to help a client who has consented).
• Do not upload data you have no right to, attempt to access other users' data, or disrupt or reverse-engineer the service.

7. Your content

The information you enter remains yours. You grant us permission to store and process it only as needed to provide the app, as described in our Privacy Policy.

8. Third-party services

The app relies on third-party providers (for storage, document reading, and sign-in) as described in the Privacy Policy. Your use of the app is also subject to those providers' terms where applicable.

9. Availability

The app is provided "as is" and "as available". We do not guarantee it will be uninterrupted or error-free, and we may change or discontinue features.

10. Plans, cancellation and refunds

• Free trial. New accounts get 30 days free, with no card required. When the trial ends without a plan, your data stays visible, but importing statements and connecting banks require a plan.
• Subscriptions. Paid plans are billed in advance, monthly or yearly, through our payment processor (Stripe), and renew automatically until cancelled. We will give at least 30 days' notice before any price change.
• Cancelling. You can cancel at any time from inside the app (Manage subscription), with no need to contact us. You keep access until the end of the period already paid.
• Refunds. Monthly charges are not refunded. A yearly plan is refunded in full if you ask within 14 days of the charge, at [email protected].
• Statement packs. Charged once; the extra statements do not expire. A pack is non-refundable once any of its statements has been used.
• Extra bank connections. Added to your monthly price while the bank stays connected; disconnecting stops the extra charge from the next billing period. When a plan ends, connected banks are disconnected from our bank-data provider; transactions already imported stay in your account.

11. Limitation of liability

To the fullest extent permitted by law, we are not liable for any indirect, incidental, or consequential damages, or for any financial loss arising from your use of, or reliance on, the app. The app is a tool to help you organize information; the decisions and their outcomes are yours.

12. Termination

You may stop using the app and delete your account at any time. We may suspend or terminate access if these Terms are violated.

13. Governing law

These Terms are governed by the laws of the State of Florida, United States, without regard to its conflict-of-laws rules.

14. Changes

We may update these Terms. If we make a material change, we will update the effective date above and, where appropriate, notify you. Continued use after a change means you accept the updated Terms.

15. Contact

Questions about these Terms, help, or cancellation: [email protected]. We reply within 2 business days. Meu Dólar is a product of AllBridge Solutions LLC. Mailing address: 8903 Glades Rd, Ste A8 #2016, Boca Raton, FL 33434, United States.